Disclaimer

Important information about our website, products and services

The information provided on this website is intended for general informational and educational purposes and is based on information available at the time of publication. Prospera FinTech makes reasonable efforts to keep the information accurate and up to date; however, information may change from time to time and no representation or warranty is made that all information will always be complete, current or free from errors or omissions.

The information on this website should be considered together with the applicable product documents, terms and conditions and information issued by the respective product provider, institution, issuer or regulator.

01

General Information

Information appearing on this website may include product descriptions, illustrations, examples, historical information, market-related information, financial concepts and other related material collected from sources considered reliable.

Such information is provided on an "as available" basis and may be subject to change without notice. Product features, eligibility criteria, interest rates, charges, taxation, liquidity, tenure, returns, benefits and other terms may vary depending on the product, provider, applicable regulations and prevailing market conditions.

02

Product Information & Risks

Financial products and investments involve varying levels of risk. Market-linked investments may fluctuate in value, and the value of an investment may rise or fall depending on market conditions and other factors.

Past performance, historical returns or other historical information should not be considered as an indication of future performance. Any examples, illustrations, calculations or projections appearing on this website are provided only to explain concepts or product features and should not be understood as an assurance of future returns, benefits or outcomes.

Customers should carefully review the applicable product documents, risk factors, terms, conditions, charges, liquidity provisions and other relevant disclosures before proceeding with a financial product or transaction.

For mutual fund schemes, the applicable Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), addenda and other applicable scheme disclosures should be read carefully before investing.

03

Mutual Fund Distribution

Mutual fund distribution services through Prospera FinTech are provided through its applicable AMFI-registered Mutual Fund Distributor entities.

Prospera FinTech does not create or manage mutual fund schemes. Mutual fund schemes are managed by the respective Asset Management Companies (AMCs) in accordance with the applicable regulatory framework.

The availability of a mutual fund scheme through Prospera FinTech does not represent any assurance regarding its performance or future returns.

The applicable AMFI-registered Mutual Fund Distributor entity may receive distribution remuneration, commission or other permissible payments from Asset Management Companies in accordance with applicable regulations and industry requirements. Relevant disclosures are provided as applicable.

04

Other Financial Products & Services

Alternate Investment Funds (AIFs)

AIF opportunities are facilitated through selected fund managers and providers. The terms, structure, risks, liquidity, minimum investment requirements and other conditions are determined by the respective fund and provider.

Portfolio Management Services (PMS)

PMS solutions are facilitated through selected providers. Portfolio management, investment strategy, fees, risks and other applicable terms are governed by the respective provider and applicable documentation.

Fixed Income Investments

Fixed income offerings may include corporate fixed deposits and bonds available through respective issuers or providers. Returns, credit risk, interest-rate risk, liquidity, tenure and other characteristics vary by product.

National Pension System (NPS)

NPS-related services and information are subject to the rules, regulations, features and terms applicable to NPS and the respective institutions involved. Returns are subject to the performance of the underlying investments and are not assured.

Loan Against Mutual Funds & Shares

Such facilities are made available through applicable lending partners. Eligibility, loan-to-value limits, interest rates, tenure, charges, collateral requirements and other conditions are determined by the respective lending institution.

Retirement Planning

Retirement planning services are provided directly by Prospera FinTech. Any products, investments or other solutions considered as part of the planning process remain subject to their respective product terms, risks, charges, taxation and applicable regulations.

Estate Planning

Estate planning services are provided by Prospera FinTech, including assistance relating to Will preparation and related estate-planning requirements. Where legal or other professional services are required, such services are carried out through appropriate professionals. The scope of such professional services, documentation and legal requirements are governed by the applicable laws and professional requirements.

For all such products and services, customers should review the applicable documents, terms, conditions, risks, charges and disclosures provided by the respective provider before proceeding.

05

Insurance

Insurance products are subject to the terms, conditions, exclusions, limitations and other provisions specified by the respective insurer.

Insurance is the subject matter of solicitation.

The availability of information about an insurance product on this website does not constitute any assurance regarding policy issuance, coverage, claim acceptance or settlement.

Customers should carefully review the policy wording, benefits, exclusions, conditions, premium details and other applicable documents before purchasing an insurance product.

06

Third-Party Information & Links

This website may contain links, references or information relating to third-party websites, applications, platforms, product providers, financial institutions, regulators or other external resources.

Such links and references may be provided for convenience and informational purposes. Prospera FinTech does not control the content, availability, accuracy, security or privacy practices of third-party websites or platforms.

Customers are encouraged to independently review the information, terms and policies applicable to any third-party website or service before proceeding.

07

Limitation of Liability

While reasonable care is taken in preparing and presenting the information available on this website, Prospera FinTech does not warrant that the website or its content will always be accurate, complete, current, uninterrupted or free from errors or omissions.

To the maximum extent permitted under applicable law, Prospera FinTech shall not be responsible for any loss, damage, cost or expense arising from or in connection with reliance upon information available on this website, including information that may become outdated or inaccurate due to changes in market conditions, product terms, regulations or other circumstances.

This limitation shall not apply to any liability that cannot be excluded or limited under applicable law.

08

Prospera FinTech Entities & Regulatory Details

Prospera FinTech is a brand name used by independently registered business entities. The applicable legal entity providing or facilitating a particular service will be identified in the relevant client documentation.

Prospera FinTech LLP

AMFI Registered Mutual Fund Distributor
ARN - 342337
Valid till 30th September 2028

Prospera FinTech

AMFI Registered Mutual Fund Distributor
ARN - 313034
Valid till 2nd November 2027

The above AMFI registrations relate to mutual fund distribution activities. AMFI registration does not represent any guarantee of investment returns or performance.

09

Customer / Investor Responsibility

Customers should carefully evaluate the features, risks, costs, liquidity, taxation, eligibility requirements and other applicable conditions of a product before proceeding with any transaction.

Customers should rely on the latest official product documents and disclosures issued by the respective product provider, issuer, institution or regulator.

Where applicable, customers should independently verify the registration, authorization and other regulatory details of the relevant institution, intermediary or service provider before entering into a transaction.

By using this website, you acknowledge that the information provided here is subject to the limitations and conditions described in this Disclaimer.